| |
Forget the AI Boom. Look What’s Buried Beneath America. |
While investors chase AI stocks, Google, Bill Gates, and the Pentagon are looking underground. |
Why? |
An energy source estimated to be 50,000X larger than all known oil and gas reserves combined may finally be within reach. |
A drilling breakthrough hit government targets 12 years early while cutting costs 50%. |
And one company has quietly spent 60+ years positioning for this moment. |
|
|
|
|
|
|
⌛ The gap between the date and the check |
Four watchlist names go ex-dividend between Monday and Friday. The money arrives across eight days in September. |
|
|
Next week the watchlist gives up four ex-dividend dates in five sessions. 3M on Monday at 78 cents. Johnson & Johnson on Tuesday at $1.34, and Prudential the same day at $1.40. NextEra on Friday at 62.32 cents. Own the shares going into each of those mornings and the payment is yours. |
The money does not arrive next week. Johnson & Johnson pays on September 8, Prudential on September 10, 3M on September 11, and NextEra on September 15. Four ex-dates inside one week turn into four paydays spread across eight days of the following month. The date on the calendar is not the date on the check, and for anyone drawing on the income rather than reinvesting it, the second date is the one that matters. The lag is not arbitrary either. A company sets a record date, the transfer agent works out who owned what, and then the payment goes out. Two to three weeks is normal, and this batch runs from fourteen days on Johnson & Johnson out to eighteen on 3M and NextEra. |
The gap is also why the payable calendar is worth keeping. In November 2017, General Electric cut its quarterly dividend from 24 cents to 12 cents. John Flannery was chief executive when that one was announced. Thirteen months later, in December 2018, the company cut again, down to a penny. A holder who had planned around roughly 96 cents a year was collecting four. Nothing on next week's list suggests anything of the kind, and the four payments in question are already declared. It is simply the reason a retirement income plan gets built out of several paydays instead of one. |
| |
ADVERTISEMENT · MARKETBEAT |
A list built for income and growth at the same time |
A free report on ten names picked for balance rather than a single bet. Some are dividend payers with a record of meaningful annual payouts. Others are growth names whose chart patterns have produced large runs before. The argument running through the report is that an investor does not have to choose one side over the other, and it names all ten. |
|
|
(Ad) Free report. Not investment advice. All investing involves risk of loss and past performance does not guarantee future results. |
|
|
|
|
Every line below comes off the dividend feed, and every one of them carries its date. |
| |
💵 INCOME WATCH |
EX-DATES AHEAD |
Monday, August 24 3M, 78 cents. Declared August 14, payable September 11.
Tuesday, August 25 Johnson & Johnson, $1.34. Declared July 15, payable September 8.
Tuesday, August 25 Prudential Financial, $1.40. Declared August 11, payable September 10.
Friday, August 28 NextEra Energy, 62.32 cents. Declared July 30, payable September 15. |
YIELD CHECK
The 10-year Treasury finished Thursday at 4.69%, three basis points below Monday's 4.72%. The Schwab dividend ETF carries a filed forward rate of $1.047 a share, which has been running near a 3% yield. A Treasury still pays more than the broad dividend basket does. |
|
|
|
|
Tuesday's biggest name on that list has a record worth a longer look. |
| |
🧾 THE STEADY |
Johnson & Johnson (JNJ) |
Paid in every quarter of a record that runs back to 1990. 36 years, no gaps.
The recent raises, quarter by quarter: $1.19, then $1.24, then $1.30, then $1.34.
Filed forward rate of $5.36 a share, which has been running near a 2% yield. Less than half what a 10-year Treasury paid on Thursday.
Through Thursday, the past year ran between $173.33 and $276.47. Thursday's close was $267.37. |
Owned for the record and the compounding. The yield on its own would not carry an income plan. |
|
|
|
|
Monday itself is a light day, with one item on it that touches this list directly. |
| |
📅 TOMORROW'S CALENDAR |
8:30 a.m. ET Chicago Fed National Activity Index for July. A broad gauge built from 85 monthly indicators. A reading near zero means the economy grew at roughly its historical trend. |
9:30 a.m. ET 3M trades ex-dividend. Buy on Monday and the 78-cent payment due September 11 belongs to whoever sold you the shares. |
All session A normal full trading day. The next market holiday is Labor Day, Monday September 7. |
|
|
|
|
None of this needs a decision from you this weekend. The four payments are already declared, the dates are already filed, and Monday's open changes none of them. If you take one thing into the week, take the September column: write those four paydays down somewhere you will see them, and you will know what the month brings before it starts. |
Do you time your withdrawals around the payable dates, or just let the cash pile up between them? Hit reply. |
— Randy Cole, Editor |
|
|
P.S. Markets do not sleep. Good Morning Alerts catches you up on the overnight before the bell — free. (From Good Morning Alerts) |
|
|
| |
| |
THE MONEY MEMO
A Guardian Financial Publishing title |
WHY YOU’RE RECEIVING THIS EMAIL
You’re receiving this email because at some point, you opted in to receive updates, news, or information on a specific topic we’ve previously discussed or shared. Whether it was through a subscription, a form submission, or another form of communication, your information was shared willingly, and we respect your decision to connect with us.
Thank you for taking the time to read this. This message is part of an ongoing conversation between us, and we want you to have full transparency about why you received it, how your information is handled, and what to expect from future emails. |
SUBSCRIPTION & DELIVERY
Your subscription is confirmed and your delivery preferences are up to date. You are currently receiving content based on the schedule and frequency associated with your registration. If you need to adjust your delivery window, change your email frequency, or pause updates temporarily, reply to this message and our team will process your request within one business day. A confirmation of your original registration is available upon request. |
UNSUBSCRIBING OR MANAGING YOUR PREFERENCES
Everyone’s inbox is different. If you ever find our emails no longer relevant, there’s no hard feelings — use the unsubscribe link at the bottom of this email and it takes effect on the first click. If you’d rather adjust what you receive than leave entirely, reply with the word PREFERENCES and our team will help you tailor your delivery.
We don’t use tricks or gimmicks to keep you subscribed. Our priority is that these emails add value to your day, and if they don’t, we respect your decision to part ways. |
CONTACTING US
Questions about your subscription or anything you read here? Reply to this email or write to contact@guardian.pub. Mail can be sent to Stable Financial Publishing, 1013 Centre Road, Suite 403-D, Wilmington, DE 19805. We read every reply. |
CONTENT DISCLAIMER
The Money Memo is for informational and educational purposes only. It is not investment advice, not a recommendation to buy or sell any security, and not personalized to your situation. Investing involves risk, including the possible loss of principal, and past performance does not guarantee future results. Anything we write about a company, a fund, or a dividend is a description of what the record shows — what you do with your own money is your decision, and a conversation worth having with a financial or tax professional who knows your circumstances. |
ABOUT THE DIVIDEND AND MARKET DATA
Dividend figures — declaration dates, ex-dividend dates, payment amounts and payout streaks — come from market data feeds and company filings, and are accurate as of the date shown. Companies can change, suspend, or reinstate a dividend at any time, and a scheduled date can move. Prices and yields reflect completed trading sessions, not live quotes. Before you act on any date or figure you read here, confirm it with the company’s investor relations page or your broker.
If you believe we’ve published a figure incorrectly, reply and tell us. We check it and print the correction. |
HOW WE MAKE MONEY
The Money Memo is free to read. We keep it that way by including paid advertisements and affiliate links in some emails. If you click a link or make a purchase, we may receive compensation from the advertiser at no cost to you. Sponsored placements never change our editorial views, and we only run offers we believe are relevant to our readers. Paid placements are labeled where they appear. |
PAYMENTS & FRAUD PROTECTION
We will never ask you to provide payment card numbers, bank account details, or login credentials by email. Any message requesting this information should be considered fraudulent — please report it to our team. If you have a question about a purchase made through us, reply within 30 days of the transaction date and a member of our team will provide your records. |
REPORTING SUSPICIOUS EMAILS
If you receive a message claiming to be from The Money Memo or Guardian Financial Publishing that looks suspicious, don’t click any links in it. Forward it to our support team so we can look into it and protect other readers. |
PRIVACY & DATA HANDLING
We take your privacy seriously and we do not sell your personal information. This section describes how we collect, use, and protect it; full details are in the Privacy Policy linked below.
What we collect. The information you give us at signup or later by reply — typically your email address, and sometimes your name or phone number. We also receive technical information when you open an email or visit one of our pages, including IP address, browser and device type, and operating system. Our emails contain tracking pixels and tagged links that tell us whether a message was opened and which links were clicked, which is how we measure what is worth sending.
How we use it. To deliver the content you signed up for, respond to your inquiries, maintain your subscription records, and improve what we publish.
Service providers. We use outside vendors to send email, host pages, and measure performance. These providers process data on our behalf, under contract, and only for the purposes described here. They are not permitted to use your information for their own purposes.
Your rights. You can ask what personal information we hold about you, correct it, or request that we delete it. Email contact@guardian.pub with your request and the address you subscribed with. Depending on where you live, you may have additional statutory rights, including under California, Colorado, and Virginia privacy law.
Children. This publication is intended for adults. We do not knowingly collect personal information from anyone under 13. If we learn that we have, we delete it promptly.
Changes. We may update this privacy policy occasionally. Changes will be reflected on the linked page. |
ACCESSIBILITY AND COMMUNICATION
If you have trouble reading this email, accessing the unsubscribe page, or managing your preferences, reach out directly to our support team and we’ll help. We aim to respond within a reasonable time frame.
Our communication is designed to be as readable and inclusive as possible, but we know there’s always room for improvement. If a change to type size, spacing, or format would make these emails easier for you, please tell us — that feedback is genuinely useful. |
LEGAL INFORMATION
We comply with all applicable laws and regulations regarding email communication, including maintaining high standards for consent-based communication. Your trust matters, and we work to ensure every email you receive meets these requirements. If you need clarification on our compliance policies or legal obligations, please ask. |
A COMMITMENT TO NON-INTRUSIVE EMAILS
We aim to create a non-intrusive communication experience. We won’t overwhelm your inbox with excessive messages, and we work to keep our content clear and concise. If we ever fail to meet these standards, we encourage you to let us know.
Feedback, whether positive or constructive, is always appreciated. Your thoughts help us understand how we can do better. While we cannot promise every suggestion will be implemented, we take the time to review and consider your input. |
A FINAL NOTE
Email is one of the many ways we stay connected, but we understand it isn’t perfect for everyone. If there’s another way you’d prefer to hear from us, let us know — a different cadence, another channel entirely — and we’re open to finding what works.
Our goal is never to disrupt or clutter your inbox. Every email sent is intended to provide value, and we appreciate your time and attention. This footer was designed to ensure transparency, provide essential information, and give you full control over your communication preferences. We hope it meets your expectations, but if there’s anything you’d like to see improved, we’re always here to listen. |
|
|
|
|
|
|
This email may contain paid advertisements and affiliate links. Guardian Financial Publishing may receive compensation if you click a link or make a purchase. |
The Money Memo is a publication of Guardian Financial Publishing (D/B/A) Stable Financial Publishing
Privacy Policy · Terms · Disclaimer |
|
Tidak ada komentar:
Posting Komentar