Discover how Benjamin Franklin's simple, disciplined money principles can still help you build lasting wealth and financial independence today. ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ 

AN OXFORD CLUB PUBLICATION

Loyal reader since October 2020

View in browser SPONSORED 3 Wall St. Legends Have Same Dark Prediction for March 24 A powerful new form of AI could upend personal investing and usher in one of the biggest wealth transfers in history. If you know what's coming, you could quadruple your portfolio. If you don't, you'll soon become "the equivalent of a man still using a fax machine to communicate." Man who called 2025 crash airs full warning (and a free recommendation) here. EDITOR'S NOTE If you have ever wished you could "peek ahead" at stock prices, Keith Kaplan's new Super AI may be the closest thing yet. This tool has analyzed more than 2,000 stocks and, in backtests, often nailed their future prices to the exact penny. One model portfolio using its signals turned every $100,000 into more than $780,000 over 12 months. On March 24, Keith will walk through how it works - and how to start using it in minutes. Reserve your free spot now to see the full demonstration. - Jonathan Rodriguez, Senior Managing Editor THE SHORTEST WAY TO A RICH LIFE The Greatest American's Timeless Financial Wisdom Alexander Green, Chief Investment Strategist, The Oxford Club A number of exceptional men and women were present at America's founding. But few matched the sheer genius of Benjamin Franklin. He was a printer, postman, scientist, musician, inventor, author, activist, statesman, and diplomat. He was a major figure in the history of physics, discovering new theories of electricity. He invented bifocals, the lightning rod, the Franklin stove, a carriage odometer, and the glass harmonica. He formed the first public lending library in America and the first fire department in Pennsylvania. Franklin was a member of the Committee of Five that drafted the Declaration of Independence. He was our first ambassador to France, an early abolitionist, and a key player at the Constitutional Convention of 1787. Yet in the second half of his life - after building the most successful publishing empire in colonial America - he scaled back his career to devote most of his time to learning, civic activities, and philanthropy. When his mother expressed puzzlement, he explained to her, "I would rather have it said, 'He lived usefully,' than 'He died rich.'" Franklin dispensed keen financial advice 250 years ago that is still relevant today. To learn more about it - and the man himself - I strongly recommend that you read an excellent new book by my good friend and colleague Dr. Mark Skousen. It's entitled, The Greatest American: Benjamin Franklin, the World's Most Versatile Genius. The book's 80 short but fascinating chapters cover every aspect of Franklin's life, from his sense of humor to his love of new gadgets to his wholehearted endorsement of the sexual revolution. Every lover of history should read it. But so should everyone who would like to be a better investor. Franklin's core message was simple: wealth is not about luck or speculation. It's about behavior, discipline, and the intelligent use of time and resources. He had a knack for encapsulating his advice into pithy sayings: "A penny saved is a penny earned." This might be Franklin's most famous financial quote - and one of his most misunderstood. He didn't mean that hoarding pennies would make you rich. He meant that saving money is the same as making it. (Or perhaps better, since you don't have to pay income taxes on the money you don't spend.) Every dollar that stays with you can compound over time. In a world obsessed with high returns and hot tips, too many people overlook the simplest way to build wealth: spending less than you earn. "Beware of little expenses. A small leak will sink a great ship." Franklin was warning against lifestyle inflation long before credit cards or streaming subscriptions existed. SPONSORED The "Panican-Free" Energy Stock Artificial intelligence is taking over - but how in the heck will we power it all? Click here to learn more about this unicorn play. Today, those "small leaks" show up as impulse Amazon purchases, overpriced lattes, and unused subscriptions. Cutting $5 here and $20 there may not seem like much. But over decades - especially when invested with discipline - those savings can snowball into a six- or even seven-figure portfolio. "An investment in knowledge always pays the best interest." Franklin believed deeply in the power of education - especially financial education. And in a world where people jump into crypto, options trading, or meme stocks with little understanding of the risks, his words are more relevant than ever. Learning about money - how it's made, how it grows, and how it's lost - is one of the highest-returning investments you can make. (So congratulations for subscribing to Liberty Through Wealth.) This also includes understanding market cycles, the power of compounding, and the danger of emotional decision-making. "Rather go to bed without dinner than to rise in debt." Today's culture doesn't just normalize debt - it encourages it. From student loans to credit cards to financing $70,000 SUVs, many Americans are drowning in obligations. Franklin saw debt for what it is: a chain around your future. That's not to say all debt is evil. Used strategically - to invest in real estate or to build a business - debt can be a tool. But consumer debt? That's the enemy of freedom. And Franklin knew that freedom - not just political, but financial - is the real American dream. "The way to wealth is as plain as the way to market: it depends chiefly on two words, industry and frugality." This line comes from The Way to Wealth, Franklin's 1758 classic that distills his financial philosophy. It's about showing up every day, working hard, spending wisely, and letting time do the heavy lifting. Those are the very principles that Warren Buffett has used over the last 70 years. Benjamin Franklin didn't live to see the S&P 500. But he didn't need modern markets to understand the principles that make investors wealthy. His advice was rooted in discipline, education, and prudence - timeless ideas that apply whether you're trading tech stocks or buying your first rental property. In a world full of financial noise, Franklin's voice still cuts through. To learn more about this amazing man - and his timeless financial wisdom - be sure to pick up a copy of The Greatest American. You will come away enlightened about one of the country's greatest founders… and also about financial freedom as well. You can also order copies directly at a discount ($24 for the first copy, $19 for all additional copies) at Skousen Books at Discount. All copies are autographed and mailed at no extra charge inside the 50 states. Either way, the important thing is to read the book. You won't just learn how we Americans obtained our political independence. You'll also learn more about how to earn your personal financial independence. Good investing, Alex Leave a Comment BUILD AND PROTECT YOUR WEALTH Exploiting Wall Street's "Hidden Calendar Quirk" Shell: A Power Player With an Impressive Cash Engine Billionaires Are Quietly Buying These Overlooked American Stocks What's Going on With Gold? MORE FROM LIBERTY THROUGH WEALTH The World's Simplest Income Portfolio The Answer to This One Question Says it All The Uglier the Market Gets, the More I Smile - Here's Why The World's Simplest Portfolio JOIN THE CONVERSATION Facebook LinkedIn Email Share SPONSORED "One of the Most Overlooked Opportunities in AI Right Now" - Alexander Green It's not a chipmaker or a chatbot. But this small cap could be the sleeper hit of the decade, potentially delivering 4,700% gains. In the days ahead, a MAJOR announcement could send shares vertical... triggering a rush most folks will be too late to join... and turning this tiny company into a household name. Alex Green has already loaded up on shares. Get the full scoop here. You are receiving this email because you subscribed to Liberty Through Wealth. Liberty Through Wealth is published by The Oxford Club. Questions? Check out our FAQs. Trying to reach us? Contact us here. Please do not reply to this email as it goes to an unmonitored inbox. Privacy Policy | Whitelist Liberty Through Wealth | Unsubscribe © 2026 The Oxford Club, LLC All Rights Reserved The Oxford Club | 105 West Monument Street | Baltimore, MD 21201 North America: 866.237.0436 | International: +1.443.353.4540 Oxfordclub.com Nothing published by The Oxford Club should be considered personalized investment advice. Although our employees may answer your general customer service questions, they are not licensed under securities laws to address your particular investment situation. No communication by our employees to you should be deemed personalized investment advice. We allow the editors of our publications to recommend securities that they own themselves. However, our policy prohibits editors from exiting a personal trade while the recommendation to subscribers is open. In no circumstance may an editor sell a security before subscribers have a fair opportunity to exit. The length of time an editor must wait after subscribers have been advised to exit a play depends on the type of publication. All other employees and agents must wait 24 hours after publication before trading on a recommendation. Any investments recommended by The Oxford Club should be made only after consulting with your investment advisor and only after reviewing the prospectus or financial statements of the company. Protected by copyright laws of the United States and international treaties. The information found on this website may only be used pursuant to the membership or subscription agreement and any reproduction, copying or redistribution (electronic or otherwise, including on the world wide web), in whole or in part, is strictly prohibited without the express written permission of The Oxford Club, LLC, 105 West Monument Street, Baltimore, MD 21201. Ref: 000099537534