How institutional capital moves now (and what it means for you)

January 25, 2026   |   Read Online The way institutional money positions itself has fundamentally changed. And if you're planning for retirement — or already in it — that shift changes everything about where risk lives, how capital flows, and what correct positioning actually means. On Wednesday I spent an hour breaking down exactly what's different and how to think about it. When I started decades ago as a trader, capital moved differently. Slower. With more visible patterns you could track. AI has changed that completely. Now capital concentrates at scale, algorithms control execution, and speed reinforces momentum in ways that create what I call the A.I. Tailwind Effect. Traditional retirement strategies assume slower markets. More predictable flows. Time as a buffer. But when markets move at machine speed, those assumptions break down. During Wednesday's briefing, I walked through where retirement risk actually lives in 2026, why AI has compressed retirement outcomes and what that means for your timeline, and what alignment with this new structure actually looks like in practice. I also shared the specific adjustments I've made to my own retirement capital — and the structural reasoning behind each one. This is more than 30 years of studying market structure, distilled into the most practical framework I can offer for how retirement positioning works moving forward. The replay is available now, but it won't stay up indefinitely. Get access to the complete briefing here If you're anywhere near retirement, this matters. Don't wait. Professor Jeffrey Bierman Creator of the Genesis COG System   Update your email preferences or unsubscribe here © 2026 Disclaimer: Neither TheoTrade or any of its officers, directors, employees, other personnel, representatives, agents or independent contractors is, in such capacities, a licensed financial adviser, registered investment adviser, registered broker-dealer or FINRA|SIPC|NFA-member firm. TheoTrade does not provide investment or financial advice or make investment recommendations. TheoTrade is not in the business of transacting trades, nor does TheoTrade agree to direct your brokerage accounts or give trading advice tailored to your particular situation. Nothing contained in our content constitutes a solicitation, recommendation, promotion, or endorsement of any particular security, other investment product, transaction or investment.Trading Futures, Options on Futures, and retail off-exchange foreign currency transactions involves substantial risk of loss and is not suitable for all investors. You should carefully consider whether trading is suitable for you in light of your circumstances, knowledge, and financial resources. You may lose all or more of your initial investment. Opinions, market data, and recommendations are subject to change at any time. Past Performance is not necessarily indicative of future results. PO Box 24790 Christiansted, Virgin Islands 00824, United States of America Terms of Service