Editor's Note: Our offices at Tiwari Research Group are closed for Christmas. So today, we're sharing a personal essay from editor Teeka Tiwari about the gift that keeps on giving. |
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I Can't Put a Dollar Figure on the Gift You've Given Me |
Less than a year ago, something very strange happened to me. |
It was early in February. I got a phone call out of the blue. I didn't know what to expect. |
Then, all of a sudden, I "disappeared" from public for several months… Leaving my readers with a big question… |
"What happened to Big T?" |
Friends, even nearly a year later, I can't go into all the details of why I "disappeared" from the scene for several weeks. |
Regardless of the reasons, I decided to return. |
I rolled up my sleeves. Got to work. And officially launched my own newsletter business just a month later. |
I want you to know this: My return isn't about me. It's all about you. |
I could have "disappeared" for good and lived a great life in my beautiful Caribbean home spending the days sailing my 50-foot catamaran with my family. |
Or I could have started my own crypto fund. And shared my best research with other wealthy individuals, making them even wealthier. |
But making rich people even richer holds no appeal to me. Crypto assets are a gift for the not yet rich to become rich. That's the reason I am compelled to share my knowledge with as many everyday people as possible. |
I've come to realize that no matter how many more zeroes I add to my net worth, it isn't going to make me any happier than I was helping you add to your net worth. |
My happiness would actually decline if I went back into money management even as my wealth would surely rise. |
Friends, when you are already rich and you try to get even richer from something that reduces your happiness… you're making a bad decision. |
Hard Work Led Me Here |
Many of you know my story… |
I grew up in Britain's foster care system. I lived in a cramped, unheated room on top of a garage. At night, I watched my breath coil into a frigid mist. |
My future looked as bleak as my tiny room. |
Since I was 12, I dreamed of working in the stock market. I once shared that dream with my school job counselor. His response? He told me to be more realistic. |
"Be a telephone repairman," he advised me. |
But in my heart, I knew my future was in the financial markets. |
As a teenager trapped in the foster care system, I soon realized no one was going to rescue me… That meant I had to rescue myself. |
So, when I turned 16, I left for the land of freedom: America. |
I arrived in this country in 1987 with only $150 in my pocket and literally the clothes on my back. |
When I first arrived in the United States, I lived with family for six months before saving up enough money to secure a tiny apartment in Queens, N.Y. |
During the day, I worked 8-hour shifts at Roy Rogers. At night, I worked 4-hour shifts at the Key Food supermarket – bagging groceries and sweeping floors. |
On Saturday and Sunday, I'd work 12-hour shifts at a newspaper store stocking shelves and preparing the Sunday papers. |
It never bothered me to work like that. I never felt somebody owed me anything. |
I was overjoyed I had the freedom to find so much work. To me, America was a paradise. A place that rewarded hard work. |
But I still had a dream to pursue. I wanted to make it on Wall Street. |
So when I turned 18, I wrangled an introduction with a hiring manager at Lehman Brothers. He had no interest in me until I told him I'd work for free. He liked my drive and ambition and offered me a job paying $4 per hour. |
I was overjoyed that someone was willing to give me a shot. |
And that was all I needed. By the time I was 20, I had become the youngest vice president in Shearson Lehman history. |
I worked on Wall Street for 15 years as a money manager. I made good money. But helping the rich get richer just left me feeling empty. |
I didn't like who I was. I had allowed myself to become a machine focused only on my wants. I got greedy. And my ego eventually got the best of me. |
I had success. I had accolades. But I wasn't happy. |
I realized on Wall Street I was extracting value from the world. I wasn't adding value. I was part of a system that was actually widening the gap between the haves and the have-nots. |
And coming from my blue-collar background where I started out loading trucks… working in kitchens… mopping floors… It just never felt right to me. |
I wanted to help everyday people like me – people who are willing to work hard, be focused, and do the right thing — have a legitimate shot at financial freedom. |
Friends, I know what it means to come from a limited background. I know how it feels to be the lowest man on the totem pole. |
So when I discovered bitcoin in 2016, it was like a light bulb turned on in my brain. Here was an asset that few people knew about. But it had an incredibly bright future. |
Once I understood that bitcoin would go from a small number of people owning it to mass adoption – I knew those who got in early would make fortunes. And for the first time ever, even people of limited means had a chance to transform their financial life without putting what they had already built at risk… |
When I was young, I always wished that someone would introduce me to these types of opportunities. One in which you could completely change your life without putting your current lifestyle at risk. |
So for the past decade, I've been showing people that there's an alternative path to build wealth. |
My Holiday Message to You |
Friends, this has been one of the wildest years of my professional life. I "disappeared" in early February. And my son was born at the end of February. |
The ups and downs have been jarring. But as tumultuous as it has been, what has kept me going through all of this is gratitude. |
I'm grateful to have my health. To have a healthy son. A healthy partner. And a healthy family. |
And I'm grateful to you. |
You have stood by me, even though terrible things have been written and said about me. |
So my message for you this Christmas is this: Rather than be upset about what you don't have… Be grateful for what you do have. |
Earlier this year, I could've thrown up my hands, said "poor me," and fell into a victim mindset. But I made the conscious decision not to do that. I got really clear on what I do have. And I focused on the things that increase my happiness in life. |
And I have a lot to be happy for. |
I'm incredibly grateful for my family, my friends, for the people who I work with, and the relationship I have with you. |
That's a gift I cannot put a dollar figure on. |
Let the Game Come to You! |
Big T |
P.S. What are you grateful for during this holiday season? I'd love to hear your story! Please send it to my team by replying to this email. |
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