Is This 7.5% Yield as Dependable as It Gets?

Let's see what the Safety Net system has to say... ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ 

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View in browser SPONSORED Urgent: The Biggest Gold Bull Market in History Is Here Central banks are buying gold at record levels — the fastest pace in over 55 years. With inflation climbing and the Fed cutting rates, gold is set to skyrocket. Goldman Sachs predicts continued bullish momentum, while JP Morgan has dubbed this a "golden era for gold." One unique way to profit from this surge is through an under-$20 play that offers exposure to more than 1 oz of gold (worth $2,500). Click here for urgent details — don't miss out. SAFETY NET Is Whirlpool's 7.5% Yield as Dependable as a Maytag? Marc Lichtenfeld, Chief Income Strategist, The Oxford Club You probably remember the old commercials featuring a bored Maytag repairman. In the ads, because Maytag appliances were so reliable, the repairman was often snoozing because he had nothing to do. Today, Maytag is owned by Whirlpool (NYSE: WHR), which makes a wide range of appliances, including dishwashers, refrigerators, and ovens. The appliance maker's other brands include Whirlpool, KitchenAid, Amana, and others. The stock pays an impressive 7.5% dividend yield. But is that dividend as dependable as the old Maytag dishwashers? Over the past few years, Whirlpool's free cash flow has shrunk like a wool sweater left in the dryer. From 2021 to 2023, free cash flow tumbled 78% from $1.65 billion to $366 million. Last year, it grew a little bit to $384 million. This year, it is forecast to bounce to $547 million, but the multiyear trend is still a concern. View larger image   SPONSORED Five Dividend Stocks to Buy Now (FREE INSIDE) Marc Lichtenfeld - income expert and author of Get Rich with Dividends - is giving away his Ultimate Dividend Package... Completely free of charge! Seriously, no credit card required. Inside, you'll get the names and ticker symbols of his TOP FIVE dividend stocks right now, including... An "A"-rated, ultra-safe dividend stock with a huge 8% yield Three of Marc's favorite "Extreme Dividend" stocks, which could supercharge your income And finally, his No. 1 dividend stock for a LIFETIME of income. Click here before the download link expires. Another issue with Whirlpool is that in 2024, it paid out all of its free cash flow in dividends. It generated $384 million in free cash flow and paid out $384 million to shareholders for a 100% payout ratio. That doesn't give any room in case cash flow slips below last year's total. It's not expected to decline, but with lower anticipated revenue and earnings this year, it wouldn't be a huge surprise if cash flow does not grow like it is projected to. If Whirlpool's total dividend payout is higher than its cash flow, that means the company will have to dip into its cash reserve (or borrow money) to pay the dividend. That is not sustainable, so if Whirlpool doesn't deliver cash flow growth this year, there is greater risk of a dividend cut. The company currently pays a $1.75 per share quarterly dividend, which comes out to a big 7.5% yield. Whirlpool has paid the same dividend since early 2022. It has never cut the dividend since it began paying one in 1989. So while it doesn't have any dividend-raising streak it needs to keep up with, I'm sure management wants to avoid the first cut in its 36-year dividend-paying history. Before I reveal my grade, how would you evaluate Whirlpool's dividend safety? Click below to share your grade, and then you'll be able to see mine on the next page. A B C D F BUILD AND PROTECT YOUR WEALTH New IPO Signs MAJOR Deal with Apple Until 2040. Will It Be the Next Trillion Dollar Company? Steel Tariffs Are Back (And This Stock Could Skyrocket) Top Trader Reveals "One Ticker Payouts": One Ticker... One Trade... Every Week! Why Young Investors Are Failing in Droves MORE FROM WEALTHY RETIREMENT 5 Sectors That Could Benefit From Trump's Tariffs Is Nvidia's Reign Finished... or Just Getting Started? How I Helped Readers Make 140% During a Market Decline A Small Cap Energy Stock With a 5.4% Yield Facebook LinkedIn Email Share Push Alert SPONSORED Yours Free! Top FIVE Dividend Stocks Right Now Marc Lichtenfeld - income expert and author of Get Rich with Dividends - is giving away his Ultimate Dividend Package... completely free of charge! You'll discover... An "A"-rated, ultra-safe dividend stock with a huge 8% yield Three of Marc's favorite "Extreme Dividend" stocks, which could supercharge your income And finally, Marc's No. 1 dividend stock for a LIFETIME of income. Click here to get the names and ticker symbols now... before the download link expires. **NO CREDIT CARD REQUIRED!** You are receiving this email because you subscribed to Wealthy Retirement. Wealthy Retirement is published by The Oxford Club. 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