| I do take a few small shots at stocks that could be big winners. But if they flame out, it won't hurt me badly, because I keep my position sizes small and use 25% trailing stops. The rest of my portfolio is invested in Perpetual Dividend Raisers. I want to own stocks that generally yield 3.5% or more, grow their dividend by a meaningful amount every year, and generate plenty of cash flow to be able to afford and raise their dividends. Because I have a number of years until retirement, I reinvest the dividends, which compounds my wealth. This was the secret that many of the Members on the trip utilized. For those of you who are unfamiliar with the concept, it goes like this: When a company pays dividends, you can collect the dividends in cash or automatically buy more shares of stock. For example, Chevron (NYSE: CVX) pays a $1.63 per share quarterly dividend for a yield of 4.2%. If you bought 20 shares at $156.35 (the price as I write this), you'd get paid $32.60 in dividends this quarter ($1.63 dividend per share x 20 shares = $32.60). If you reinvested the dividend, you'd automatically buy 0.21 more shares based on the same price ($32.60 in dividends / $156.35 share price = 0.21). Of course, the price could be higher or lower. If it were lower, you'd get even more shares, which would generate more dividends. The next quarter, if the dividend was the same, you'd get paid $32.94, which would automatically be used to buy more shares. That additional $0.34 seems like nothing, but if Chevron continued to raise the dividend at the pace it's done so over the last five years, your original $3,127 investment would grow by more than 79% over the next five years. By the way, that's if the stock simply kept pace with the historical average of the S&P 500. In other words, it wasn't a world-beater - just an average stock with a strong yield and terrific dividend growth. Here's what that original investment would be worth over various periods of time. You can see that after just 10 years, your investment would more than triple. After 30 years, you would've made more than 27 times your money - not by chasing the next home run, but by owning a "boring" dividend stock. Many of the Members on our trip invested according to this strategy, and it helped them afford a stay at Adare Manor, our last stop in Ireland (photo below). It was rated Condé Nast's top resort in the world. There is nothing boring about that. Good investing, Marc P.S. Interested in learning more about my next Wealth, Wine & Wander Retreat? Click below for all the details, s'il vous plaît... | 
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