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Dear Reader, |
There's a cartel in America. |
It's not in Mexico. It's not selling drugs. It's on Wall Street. And it's robbing you blind every single day. |
Discover the shocking truth about the credit card "swipe fee" scam—a hidden tax that costs small businesses a staggering $187 billion a year and drives up the price of everything you buy. Inside, you'll see the undeniable proof that a powerful duopoly—Visa and Mastercard—has created a rigged system that crushes Main Street entrepreneurs while they collect billions in unearned profits. Most importantly, you'll learn about the one simple, bipartisan solution that can break the cartel's stranglehold, restore true competition, and put money back in the pockets of small business owners and their customers. So many people feel tired, foggy, and unwell. It's not random. The MAHA™ Movie: MAHA™ UNCENSORED — The Truth About Medicine reveals how our food, environment, and medical system collided to create a health crisis and what you can do about it. Free premiere Feb 24th —Register here
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Who is this cartel? It has two members. Visa and Mastercard. |
And they are getting away with the biggest, most brazen heist in American history. |
It's called the "swipe fee." And it's a cancer on our economy. |
Every time you use your credit card, the small business owner on the other side of the counter gets hit with a fee. A tax. |
A tribute to the cartel. It's usually 2% to 4% of the total sale. That may not sound like much. But it adds up. |
Last year, these fees totaled $187.2 billion. That's more than most small businesses make in profit. |
For many, it's their biggest expense after labor. |
Think about that. A small business owner takes all the risk. |
They mortgage their house. They work 80 hours a week. They create jobs. They build a community. |
And for their trouble, they have to hand over a huge chunk of their revenue to a couple of giant, faceless corporations that did nothing but process a transaction. |
It's a scam. It's a shakedown. And it's killing Main Street. |
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A Rigged Game |
My rich dad taught me that business is a game. But he also taught me that to win, you have to know the rules. |
And you have to know when the game is rigged. |
This game is rigged. |
Small business owners have to compete. They have to fight for every customer. They have to offer better products, better service, better prices. |
If they don't, they die. That's the free market. That's capitalism. |
But Visa and Mastercard? They don't have to compete. |
They are a duopoly. A cartel. They set the fees. And if you're a small business owner, you have two choices: pay up or stop accepting credit cards. |
In today's world, that's not a choice. It's a death sentence. |
So they pay. They pay the tribute. And who do you think ultimately pays for that? You do. The customer. |
The fees are baked into the price of everything you buy. You are paying the cartel tax every time you swipe your card. |
It's a perfect system. For the cartel. They take no risk. They produce nothing. They simply sit at the tollbooth and collect their tribute from every transaction in the economy. |
And the system is designed to punish the little guy. Small businesses pay higher rates than big corporations. |
Why? There's no good reason. The cost to process the transaction is the same. |
It's pure price gouging. It's the cartel using its power to crush the competition and reward its friends at the big box stores. |
The Solution |
My poor dad, the academic, would have said we need more regulations. More government. He trusted the system. |
My rich dad would have laughed. He knew the system was the problem. |
He knew the government was in bed with the big banks and the credit card companies. |
But for once, there's a simple, commonsense solution on the table. It's called the Credit Card Competition Act. And even my friend Donald Trump is on board. |
It's not a complicated idea. |
It simply says that small businesses should have a choice. It would require the big banks to allow for more than one network on their cards. |
Instead of just Visa or Mastercard, a small business could choose to route the transaction through a different network. |
A network like Star, or Pulse, or Shazam. |
What would happen then? Competition. The different networks would have to compete for the business. |
They would have to lower their fees. They would have to offer better service. |
The cartel would be broken. The tollbooth would be smashed. |
And the savings? They would go back to the small business owners. |
They could use that money to hire more people. To raise wages. To lower prices. |
The money would flow back to Main Street, where it belongs. Not to Wall Street. |
It's a simple idea. It's a powerful idea. And it's an idea whose time has come. |
Ninety-two percent of small business owners support it. The politicians on both sides of the aisle are starting to listen. |
Small businesses are the backbone of our economy. They are the engine of job growth. |
They are the heart of our communities. |
They are not afraid to compete. |
It's time to make the credit card companies compete, too. |
Robert Kiyosaki |
Editor, Money Power and Profit |
P.S. FREE Online MAHA™ Movie Premiere
The MAHA™ Movie: MAHA™ UNCENSORED — The Truth About Medicine pulls back the curtain on why so many Americans are sick, exhausted, and disconnected from their own bodies. Featuring 90+ experts, investigators, and visionaries, this premiere reveals real, practical solutions to reclaim health, vitality, and personal responsibility without dogma, shame, or quick‑fix gimmicks. FREE access starts Feb 24th, but make sure you reserve your space right now! |
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