⏲️ Stocks making moves in the after hours | Protect your 401(k) | Stock futures fall slightly

It's never too late to retire early

Click here to unsubscribe.  ECONOMIC CALENDAR EANINGS CALENDAR UP & DOWNGRADES Because it's never too late to retire early Small-cap stocks to stay far away from right now The common theme in investing is more risk, more reward. For example, fixed-income investments, like bonds and certificates of deposit (CDs), can provide guaranteed returns, but they're deficient. On the other hand, stocks can provide virtually unlimited return potential, but there's always a chance you could lose money.   The same risk-reward trade-off applies to different types of stocks, as well. The bigger the company, the more stable it likely is because of the resources that generally come with more size. But that usually reduces the chance for exponential growth.   Small-cap companies have a market capitalization between roughly $300 million and $2 billion. Because of their small size, they have a chance for hypergrowth, providing great returns to their investors along the way. However, with this chance for hypergrowth comes more risk because small-cap stocks are more prone to volatility and may not have as many resources as large-cap companies to weather bad economic storms. FIND OUT MORE >>> Recommended Link:   Millions of  Americans Unprepared For Inflation/Recession  - Expert Says Odds "100%" Fox Business says "The U.S. economic outlook is darkening so rapidly that a recession may be on the horizon..." Fortune says famous billionaires Carl Icahn, Bill Gross and Jeff Gundlach believe "...a recession, or 'even worse,'" will soon sweep the nation.  And famous wealth manager David McAlvany says we're facing "...a 50% chance that it happens in one year, it's a 100% chance that it happens in two years, we cannot avoid a recession." That's why thousands of Americans believe it's best to shift a portion of your savings into physical gold right now. To learn how to diversify your savings with precious metals… >> Get Your FREE 35-page NEW Gold & Silver Information Kit Now Before a Recession Sweeps The Nation Your family will thank you. Stock futures fall slightly after big Fed rally, Meta shares decline Stock futures moved slightly lower in overnight trading after markets staged a major rally during regular trading following another 0.75 percentage point hike from the Federal Reserve.   Futures tied to the Dow Jones Industrial Average slipped 20 points or 0.06%. S&P 500 futures lost 0.13% and Nasdaq 100 futures dropped 0.36%.   Here's what else you need to know. FIND OUT MORE >>> How to protect your 401(k) from a stock market crash If you've contributed to a 401(k) plan over the last several years, you've probably seen some nice gains. At least until the beginning of 2022, when the stock market has really taken a dive. Since most 401(k) plans invest assets in mutual funds, stocks and bonds, you've probably seen your retirement savings dwindle.   The best way to protect yourself and your retirement savings in the event of a crash will depend on a few factors, including how much risk you're willing to take and how long you have until you plan to retire. But no matter what your situation is, the very first thing you should do is not panic. The market goes up and down — that is its nature. Next, consider your specific situation and your best response. Then, here are some steps to take. FIND OUT MORE >>> Make the most of a Roth's back door The Roth IRA is that rare prize in the U.S. Tax code: a way to earn tax-free income. Savers using these accounts withdraw their investment gains completely tax-free in retirement. The government designed this generous tax break for the middle class, which is why the Roth has strict income limits for who can use it.    In 2022, you cannot contribute directly to a Roth IRA if you're single, have a modified adjusted gross income of more than $144,000 or are married to a joint modified AGI over $214,000.   Wealthier investors, however, can still access these accounts indirectly through a backdoor Roth IRA. FIND OUT MORE >>> The Strategies & Tools You Need To Succeed: Stocks making the biggest moves after hours In a market like this, knowing what to look for is key What is stagflation, and should you be worried? ©2022 Never Too Late Investor 20 North Orange Avenue, Unit 1100 Orlando, Florida 32801 You are receiving this message because you are subscribed to Never Too Late Investor. You can view our policies, terms & conditions by visiting investinglate.com If you would not like to receive this publication feel free to unsubscribe   Thank you for your readership!